Halftime analysis: Penn State 14, Temple 3

STATE COLLEGE, Pa. -- Penn State has done just about everything except finish its drives.

The Nittany Lions are outgaining Temple on offense by more than a 2-to-1 margin, they've marched into Owls territory on every drive and their defense has held steady.

Still, Penn State has just an 11-point lead to show for it after a series of miscues. Drives have ended from a dropped ball-turned-interception, along with several penalties, and Penn State opponents this season have shown they can adjust at halftime.

Stat of the half: 96. Number of yards Penn State has held Temple's offense to. PSU is generating a good push on its pass rush and has twice knocked the football out of the Owls' hands. PSU has yet to recover a takeaway, but it has two sacks and has played well.

Player of the half: Matt McGloin. He's remained calm under some intense pressure in the pocket and has thrown for 213 yards and a touchdown so far. He spread the ball to eight receivers and is keeping Temple's defense guessing. He does have an interception, but you can't put that one on McGloin, who put that pass right into Brandon Moseby-Felder's hands before it bounced into a defender's. McGloin also has a rushing TD.

What's working: PSU's third-down defense. It's been a sore spot this season, but Temple has converted just one of six third downs so far. Penn State has shown a few different looks -- such as moving Adrian Amos to safety on some plays -- and Temple hasn't really provided any answers.

What's not working: Temple's passing game. There's really no excuse here for the Owls, who haven't been able to capitalize off the defense's soft spot. Temple receivers dropped two balls, and Chris Coyer overthrew Cody Booth for a sure touchdown pass.

Call of the half: On fourth-and-5 from Temple's 41-yard line, coach Bill O'Brien decided to go for it -- and his play call paid off. McGloin managed to avoid a sack and found Allen Robinson for a 41-yard touchdown. The play put Penn State ahead 7-0.

Pressing concern: Penalties. Three flags already have proved very costly for PSU. Matt Lehman's holding call negated a 24-yard toss to Alex Kenney that would've put the ball at the 5-yard line. Instead, PSU found itself on the 36 and had to punt. Da'Quan Davis also had a pass interference penalty that led to a Temple field goal. And Kyle Carter was called for an offensive pass interference penalty that put an end to Penn State's momentum on a drive in which it threatened. (Another penalty following that made for a first-and-30 call.)