Experts: Super Bowl, playoff picks

Three of four Insider NFL experts believe Bill Belichick or Jim Harbaugh will win the Super Bowl. Getty Images, USA TODAY Sports

Three of Insider's NFL experts -- Bill Polian, Herm Edwards and Mel Kiper -- provided their picks and analysis for division and wild-card winners in 2012 before the season. With the playoffs set to begin, they are back (along with Ron Jaworski) to give their selections for conference champions and a Super Bowl winner.

NFC Champion

Bill Polian: Atlanta Falcons
I picked the Falcons at the start of the season and I see no reason to change up now. Atlanta has a complete team and, while the Niners are a great team as well, I think the Falcons will have just enough of a home-field advantage to claim the NFC. Everyone likes to clamor about how Matt Ryan and the Falcons haven't performed in the playoffs and don't have a great track record there. Those people need to realize. No one has success until they have success. Believe me when I say that past letdowns don't determine the future. I think we'll see the Falcons in New Orleans.